We create tailored finance solutions

The company

Lunaris places specialist property finance for landlords, developers and investors, from a single flat to a whole apartment block. Our brokers have spent ten years and more in this market - long enough to know which lenders mean what they publish, and which will actually move when a deadline is real.

Mainstream lending is built to process simple cases at speed. A file with a satisfied county court judgment, an offshore borrower or an unusual title often stops at a stage that never reaches an underwriter. Those cases are fundable, and placing them is what we do.

How we work

Every case is different, and the right lender is rarely the first one available. We start with what the deal actually needs - the amount, the timing, the exit, the pressure you are under - and then find the funder genuinely built for it. Matching those two properly is the whole job, and we would rather take a day over it than place a case badly.

We assess a case before it goes near a lender: valuation approach settled, exit evidenced, compliance file assembled. An underwriter reads a complete picture rather than discovering problems in sequence.

Then we take it to the funders we know will want it. Two or three of the right lenders, properly briefed, move a deal further than the whole market approached at once.

How we are paid

We charge you nothing. Our income is the procuration fee the lender pays on completion, usually 1% to 2% of the facility. There is no broker fee and no application fee.

Every fee is disclosed in writing, including which lender is paying it and how much, before you commit. Nothing is payable by you at any stage.